Disclaimer. The views, assessments, and observations presented in this article are provided strictly for educational and analytical purposes, based on publicly available information and professional expertise. Defthon is not affiliated with, funded by, or acting on behalf of M-TIBA, any of its partners, competitors, government agencies, or any other stakeholder mentioned or implied. This analysis is vendor-neutral and non-partisan. It does not seek to assign blame, validate unverified claims, or reach definitive conclusions while official investigations are ongoing. All references to entities, systems, or potential impacts are intended solely to support high-level risk awareness, resilience building, and the advancement of cybersecurity best practices. Background Few weeks ago the news on M-TIBA PHI data leaked was all over where hackers claimed to have stolen approx. 2.15 TB of data (17 million-plus files). M-Tiba is a mobile health wallet (Digital health financing platform) de...